There are about 6.1 million women in the United States, or 10 percent of woman who are in the reproductive age group, are infertile, according to the most recent figures from the Federal Government’s National Center for Health Statistics.  Of these, about 600, 000 have tried assisted reproductive technology (ART) in their attempt to bear children. 

In an attempt to start families, most go into debt trying to finance the procedures.  Families have gone to such lengths because most insurance companies do not cover the needed fertility procedures.  So, in addition to the emotional ordeal families’ face, they also struggle with a severe financial crisis.  This crisis is striking a growing number of couples.  As scientists develop new treatments to combat physical problems that prevent pregnancy, financial problems continue to grow, because few insurers are willing to cover the procedures, and few couples can easily afford them.

Infertility is a disease that has its cure, however, insurance carriers have avoided payment for these services for years.  Because of this, many have struggled financially.  This is a medical problem, a personal crisis, a sexual crisis, and marital crisis, and when you throw financial stress into the equation, it is a setup for disaster.  

Insurance companies do not cover the needed fertility expenses.  What do the insurance companies cover?  One hip replacement surgery will cover three in vitro fertilization procedures; insurance companies even cover penile erection dysfunction.  Infertility is a disease, and women have the right to bear children.